Stop Paying Processing Fees.
Increase your cash flow without increasing your sales. Merchant Advantage helps businesses eliminate processing fees with our Cash Discount Program while providing premium payment technology and local support.
SSL Secure Fast Funding Local Support
Why Business Owners Choose Merchant Advantage
Eliminate Processing Fees
No Long-Term Contracts
Free Equipment Available*
Local In-Person Support
Fast Approval
Next-Day Funding
*Equipment availability depends on business qualification.
Merchant Advantage Savings Calculator
Simple savings example
For every $10,000 in card sales at a 3% processing fee:
Estimated monthly savings: $300
Estimated annual savings: $3,600
More quick examples
$20,000: $600/mo, $7,200/yr
$30,000: $900/mo, $10,800/yr
*Illustrative calculation to show scale per $10,000.
How It Works
Step 1
Free Statement Review
“We analyze your current processing costs.”
Step 2
Customized Cash Discount Program
“We configure the system specifically for your business.”
Step 3
Keep More of Your Revenue
“Start increasing cash flow immediately.”
Industries We Serve
Restaurants
Coffee Shops
Bars
Retail Stores
Liquor Stores
Convenience Stores
Grocery Stores
Salons
Medical Offices
Auto Repair
Professional Services
Many More
Premium Payment Technology
Smart POS Systems • Wireless Terminals • Countertop Terminals • Mobile Payments • Tap to Pay • Apple Pay • Google Pay • Contactless Payments • EMV Certified
Equipment can be purchased, rented, or may qualify at no upfront cost depending on your business.
Why We’re Different
Instead of a national call center…
You get:
- Real local support
- Fast response times
- Personal account management
- Honest pricing
- No hidden fees
- No surprise increases
Testimonials
★★★★★
“I feel that it is a great program and for a small businness like mine it is difficult keeping all the cost under control and still offer great price and service to my clients. With this program it was one less thing for me to worry about”
— Owner / Groomer Shaely
★★★★★
“I had a machine go down in the middle of lunch and they were able to get us up and running within a short period of time. They were absolutely rock stars and got everything figured out for us quicky, even more importantly, they're been able to slash my credit card processing fees by 100% through Paybotx Cash Discount Program. This cost saving, of more than $15,000.00 annually, has enabled me to realize more profit and reinvest more into my small business.”
— Owner / The Burrito Exchange
FAQ
What is Cash Discount?
It’s a program that offsets processing costs by offering a discount to customers who pay with cash, letting your business keep more from every sale.
Is it legal?
Yes. When implemented correctly, it complies with card brand rules and is legal in most states. We’ll configure it the right way for your business.
How much can I save?
Most businesses save 2.5–4% of card volume. For example, at $50,000 in monthly card sales, that’s roughly $15,000–$24,000 per year.
Will I need new equipment?
Not always. Many merchants can use existing terminals or POS systems. If you need new hardware, we’ll match the right device to your needs.
Can I keep my current POS?
Often yes. We support many popular systems and can integrate or provide alternatives if needed.
How long does setup take?
Most accounts are approved quickly, and you can be live in days—not weeks.
Your Next Deposit Could Be Bigger.
Stop giving away thousands every year.
Let’s show you exactly how much you can save.
